Kotak Bank League Platinum Credit Card
Issued by Kotak Bank · Terms last verified 20 Oct 2026
Fees
- Joining fee
-
Joining fee for League Platinum Credit Card.
- Get 5,000 Reward Points on joining, post realization of joining fee. Applicable for league joining fee variant only.
- Renewal fee
- Annual fee for League Platinum Credit Card, waived on minimum retail spends of Rs. 50,000 in a year. Waived when yearly spend is at least ₹50,000.
Online & Offline spends
| Spend | Rate | Cap |
|---|---|---|
| Online spends | 8 Reward Points per ₹150 | No stated cap |
Bills & Utilities
| Spend | Rate | Cap |
|---|---|---|
| Utilities, Telecom | 4 Reward Points per ₹150 | On the first ₹35,000 spends per statement cycle |
| Utilities, Telecom | 8 Reward Points per ₹150 | On the first ₹35,000 spends per statement cycle |
All other spends
| Spend | Rate | Cap |
|---|---|---|
| All other spends | 4 Reward Points per ₹150 | No stated cap |
| All other spends | 8 Reward Points per ₹150 | No stated cap |
Earns no rewards on
Insurance, Education, Government/Tax Spend, Rent, Fuel, Wallet load, Online Gaming, Trains
Surcharge waivers
- Trains surcharge waiver — Railway surcharge waiver on www.irctc.co.in and Indian Railways booking counters, up to Rs. 500 in an anniversary year. No reward points are earned on railway transactions where waiver is given. Capped at Up to ₹500 per year.
- Fuel surcharge waiver — 1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 4,000, up to Rs. 3,500 in an anniversary year. Fuel transactions do not earn reward points. Capped at Up to ₹3,500 per year. Waived when transaction amount is at least ₹500, transaction amount is up to ₹4,000.
Redeeming rewards
- Statement credit — ₹0.07 each
- Products and vouchers — ₹0.10 each
Benefits
- Movies
- Milestone benefit offers 4 free PVR tickets on spending Rs. 1,25,000 every 6 months.
- Fuel Waiver
- 1% fuel surcharge waiver on eligible fuel transactions between Rs. 500 and Rs. 4,000, up to Rs. 3,500 in an anniversary year.
- Railway Lounge
- Railway surcharge waiver available on IRCTC and Indian Railways booking counters, up to Rs. 500 in an anniversary year.
- Welcome Benefit
- Get 5,000 Reward Points on joining, post realization of joining fee. Applicable for league joining fee variant only.
- Milestone Benefits
- On spends of Rs. 1,25,000 every 6 months, cardholder can claim either 4 free PVR tickets or 10,000 Reward Points.
- Zero Lost Card Liability
- Card features mention lost or stolen fraud cover.
Eligibility
-
Primary cardholder should be 21 to 60 years old, resident of India, located in specified cities, and have annual income of Rs. 5 lakhs and above.
- Age Years: 21 to 60
- Country Of Residence: India
- City Of Residence: 12 cities
- Annual Gross Income: At least ₹5,00,000
Sources
Everything above is extracted from the following issuer documents. Where a figure here and the issuer's page disagree, the issuer's page is authoritative.
- Features — Issuer page, retrieved 2026-10-20 (sha256 08c8da4f…)
- english-rcas.pdf — Terms PDF, retrieved 2026-10-20 (sha256 c2d79e30…)