IndusInd Bank Legend Credit Card
Issued by IndusInd Bank · Terms last verified 17 Oct 2026
Fees
- Joining fee
- Joining fee for Legend Credit Card.
Online & Offline spends
| Spend | Rate | Cap |
|---|---|---|
| Online spends, Offline spends | 1 Reward Points per ₹100 — Only on certain days — 261 days a year. | No stated cap |
Bills & Utilities
| Spend | Rate | Cap |
|---|---|---|
| Telecom | 1 Reward Points per ₹100 — Only on certain days — 261 days a year. | No stated cap |
| Utilities, Insurance, Government/Tax Spend, Education, Rent | 0.7 Reward Points per ₹100 | No stated cap |
All other spends
| Spend | Rate | Cap |
|---|---|---|
| All other spends | 1 Reward Points per ₹100 — Only on certain days — 261 days a year. | No stated cap |
| All other spends | 2 Reward Points per ₹100 — Only on certain days — 104 days a year. | No stated cap |
Earns no rewards on
Fuel
Surcharge waivers
- Fuel surcharge waiver — 1% fuel surcharge waiver on fuel transactions between INR 500 and INR 3000, capped at INR 100 per billing cycle. Capped at Up to ₹100 per statement cycle. Waived when transaction amount is at least ₹500, transaction amount is up to ₹3,000.
Redeeming rewards
- Statement credit — ₹0.50 each
- KrisFlyer — ₹0.23 each
- Maharaja Club — ₹0.17 each
- IndusMoments — ₹0.50 each
Benefits
- Movies
- Buy one get one free movie ticket offer on BookMyShow, with one free ticket per month effective 1st June 2023 and free ticket value capped at INR 200.
- Concierge
- Complimentary concierge assistance for pre-trip assistance, hotel reservation, flight booking, sports and entertainment booking, exclusive booking, flowers and gifts.
- Fuel Waiver
- 1% fuel surcharge waiver on fuel transactions as per product offering; current waiver slab for Legend is INR 500 to INR 3000 per transaction with INR 100 cap per billing cycle.
- Forex Markup
- Discounted foreign currency mark-up fee of 1.8% on international transactions.
- Travel Insurance
- Travel insurance coverage includes lost baggage up to INR 100,000, delayed baggage up to INR 25,000, loss of passport up to INR 50,000, lost ticket up to INR 25,000, and missed connection up to INR 25,000.
- Milestone Benefits
- Earn 3,000 bonus Reward Points on spends of INR 500,000 or above within one year from the date of card issue.
- Roadside Assistance
- Auto Assist includes roadside repair, emergency fuel supply, flat tyre service, lost keys assistance, battery service, emergency towing assistance, and accident management and medical assistance.
- Priority Pass Membership
- Complimentary Priority Pass membership is available upon request; usage fee up to USD 35 per person per visit applies.
- Lifetime Validity Bluchips
- All Reward Points earned on Legend Credit Card remain valid as long as the credit card account is live.
Eligibility
-
Estimated annual income requirement inferred from the card's annual or joining fee because the issuer did not publish formal eligibility criteria.
- Annual Gross Income: At least ₹25,00,000
Sources
Everything above is extracted from the following issuer documents. Where a figure here and the issuer's page disagree, the issuer's page is authoritative.
- Legend Credit Card - Apply for Signature Legend Credit Card Online | IndusInd Bank — Issuer page, retrieved 2026-10-17 (sha256 c43f9685…)
- Revision Indusind Bank Credit Card Rewards Program effective 1st August 2019 — Issuer page, retrieved 2026-10-17 (sha256 30f32449…)
- Terms & Conditions - Legend Cash credit card | IndusInd Bank — Issuer page, retrieved 2026-10-17 (sha256 097988c8…)
- Unlock More Miles – Convert IndusInd Bank Credit Card Reward Points to KrisFlyer Miles — Issuer page, retrieved 2026-10-17 (sha256 02c18e76…)
- Redemption on Airlines Maharaja Points | IndusInd Bank — Issuer page, retrieved 2026-10-17 (sha256 31e319b0…)
- Fuel_Surcharge_Waiver.pdf — Terms PDF, retrieved 2026-10-17 (sha256 8d6c5e9a…)
- MITC_Premium.pdf — Terms PDF, retrieved 2026-10-17 (sha256 d7770870…)