HSBC Platinum Credit Card

Fees

Joining fee

Joining fee for HSBC Visa Platinum Credit Card.

• Earn 2,000 Reward Points when you download and log on to the HSBC India Mobile Banking app and spend at least INR 5,000 in the first 30 days of having your card.
• Enjoy 2-month EazyDiner membership when you activate your HSBC Visa Platinum Credit Card.
• Receive a voucher worth up to INR 500 for Amazon Pay, Zomato and Swiggy when you activate your card with a single transaction of INR 300 or more.
• Get an INR 250 Amazon eGift Card when you apply online, complete Video KYC, and receive your credit card.

Renewal fee

Annual fee for HSBC Visa Platinum Credit Card.

Travel

All other spends

Earns no rewards on

Utilities, Government/Tax Spend, Rent, Wallet load, Jewellery, Insurance, Fuel, Education

Surcharge waivers

• Fuel surcharge waiver — Fuel surcharge waiver on fuel payments between INR 400 and INR 4,000, restricted to INR 250 per calendar month per primary credit card. Reward Points are not awarded for eligible surcharge-waiver transactions. Benefit not available for the first 90 days from card issuance. Capped at Up to ₹250 per month. Waived when transaction amount is at least ₹400, transaction amount is up to ₹4,000.

Redeeming rewards

• Air India Maharaja Club — ₹0.25 each
• AirAsia — ₹0.40 each
• The British Airways Club — ₹0.40 each
• Etihad Guest — ₹0.30 each
• Singapore Airlines KrisFlyer — ₹0.40 each
• ALL – Accor Live Limitless — ₹0.89 each
• Marriott Bonvoy — ₹0.25 each
• Reward Points — ₹0.25 each

Benefits

Dining

Savings on dining with District by Zomato, including 10% off at selected participating restaurants on eligible days.

Movies

Movie offer with District by Zomato, including buy-one-get-one cinema tickets on eligible days.

Fuel Waiver

Fuel surcharge waiver on eligible fuel transactions between INR 400 and INR 4,000, capped at INR 250 per calendar month.

Visa Infinite

Cardholders get access to Visa Signature perks, including complimentary subscriptions, flight seat selections and hotel discounts, as provided by Visa.

Life Time Free

No joining fee and no annual fee on the HSBC Visa Platinum Credit Card.

Welcome Benefit

Earn 2,000 Reward Points when you download and log on to the HSBC India Mobile Banking app and spend at least INR 5,000 in the first 30 days of having your card.

Milestone Benefits

Quarterly cashback milestone on contactless fuel purchases after spending INR 10,000 per quarter.

Zero Lost Card Liability

Insurance coverage up to INR 300,000 for misuse of the card from 24 hours before reporting the card lost.

Eligibility

• Salaried applicants aged 18 to 65 years, with minimum annual income of INR 600,000, who are Indian residents residing in one of the listed service cities may apply.
  • Employment: Salaried
  • Age Years: 18 to 65
  • Country Of Residence: India
  • City Of Residence: 21 cities
  • Annual Gross Income: At least ₹6,00,000
• Self-employed applicants aged 25 to 65 years, with minimum annual income of INR 1,200,000, who are Indian residents residing in one of the listed service cities may apply.
  • Employment: Self Employed
  • Age Years: 25 to 65
  • Country Of Residence: India
  • City Of Residence: 21 cities
  • Annual Gross Income: At least ₹12,00,000

Sources

Everything above is extracted from the following issuer documents. Where a figure here and the issuer's page disagree, the issuer's page is authoritative.

1. Apply for Visa Platinum Credit Card Online - HSBC IN — Issuer page, retrieved 2026-10-17 (sha256 5cb6238c…)
2. Travel Credit Card Rewards | Redeem Points - HSBC IN — Issuer page, retrieved 2026-10-17 (sha256 d2b198cb…)
3. Visa Platinum Card Rewards — Issuer page, retrieved 2026-10-17 (sha256 eaa0bb9d…)
4. platinum-ser-guide.pdf — Terms PDF, retrieved 2026-10-17 (sha256 5fbc722a…)
5. platinum_mostimp_tnc.pdf — Terms PDF, retrieved 2026-10-17 (sha256 de503683…)
6. district-by-zomato-offer-on-hsbc-credit-cards.pdf — Terms PDF, retrieved 2026-10-17 (sha256 3712e220…)