Joining fee of INR 12,000, paid after card activation.
Earn 20,000 reward points when you start using your HSBC Premier Credit Card. T&Cs apply.
Renewal fee
Annual renewal fee of INR 20,000, waived for HSBC qualified Premier customers with a Premier relationship in India.
Waived when banking relationship is Premier.
Fuel surcharge waiver — 1% fuel surcharge waiver at all fuel stations across India on transactions from INR 400 to INR 4,000.
Waived when transaction amount is at least ₹400, transaction amount is up to ₹4,000.
Redeeming rewards
Apple — ₹1 each
Air India Maharaja Club — ₹0.60 each
Airasia Rewards — ₹0.45 each
Flying Blue — ₹0.80 each
The British Airways Club — ₹0.90 each
Etihad Guest — ₹0.70 each
Infinity MileageLands — ₹0.80 each
Hainan Airlines Fortune Wings Club — ₹0.25 each
JAL Mileage Bank — ₹0.90 each
Singapore Airlines KrisFlyer — ₹0.85 each
Qantas Frequent Flyer — ₹0.65 each
Qatar Airways Privilege Club — ₹0.90 each
Royal Orchid Plus — ₹0.50 each
Turkish Airlines Miles&Smiles — ₹0.40 each
United MileagePlus — ₹0.40 each
Vietnam Airlines Lotusmiles — ₹0.45 each
ALL – Accor Live Limitless — ₹1.80 each
IHG One Rewards — ₹0.35 each
Marriott Bonvoy — ₹0.60 each
Shangri-La Circle — ₹1.10 each
Wyndham Rewards — ₹0.40 each
Benefits
Dining
Dining offers include up to 30% off your bill with EazyDiner and District by Zomato dining discounts.
Movies
Entertainment offers include buy one, get one cinema ticket offers through BookMyShow and District by Zomato.
Fuel Waiver
1% fuel surcharge waiver on fuel transactions between INR 400 and INR 4,000.
Forex Markup
Foreign currency conversion charge is 0.99% of transaction value.
Points Expiry
Reward Points never expire.
Airport Lounge
Unlimited domestic and international airport lounge access for cardholders, plus 8 international guest visits.
Welcome Benefit
Earn 20,000 reward points when you start using your HSBC Premier Credit Card. T&Cs apply.
Travel Insurance
International travel insurance covering lost luggage, delays, travel documents and more.
Zero Lost Card Liability
Insurance coverage for misuse of the card from 24 hours before reporting it lost, up to INR 300,000.
Eligibility
None
Banking relationship: Premier
Maintain an average quarterly Total Relationship Balance (TRB) of INR 50,00,000 in India.
Balance with this bank: At least ₹50,00,000
Maintain a salary account with a net monthly salary credit of INR 300,000 in India.
Monthly income: At least ₹3,00,000
Avail a mortgage relationship of INR 11,500,000 and meet the Total Relationship Balance criterion of INR 50,00,000 within 12 months from first disbursement.
Balance with this bank: At least ₹50,00,000
Sources
Everything above is extracted from the following issuer documents. Where a figure here and
the issuer's page disagree, the issuer's page is authoritative.