Issued by Yes Bank
· Terms last verified 25 Oct 2026
Fees
Joining fee
First year membership fee of INR 599 plus applicable taxes, waived on total retail spends of INR 10,000 within one month of card setup date.
Waived when transaction amount is at least ₹10,000.
Renewal fee
Renewal membership fee of INR 599 plus applicable taxes, waived on total retail spends of INR 1 lakh within 12 months prior to card renewal date.
Waived when yearly spend is at least ₹1,00,000.
Online & Offline spends
Spend
Rate
Cap
Online spends
8 YES Rewardz Points per ₹200
No stated cap
Offline spends
4 YES Rewardz Points per ₹200
No stated cap
Online spends
8 + 8 YES Rewardz Points per ₹200 — With Subscription Plan 1.
No stated cap
Offline spends
4 + 8 YES Rewardz Points per ₹200 — With Subscription Plan 1.
No stated cap
Travel
Spend
Rate
Cap
Flights
8 + 16 YES Rewardz Points per ₹200 — With Subscription Plan 2. Online only.
No stated cap
Hotels
8 + 16 YES Rewardz Points per ₹200 — With Subscription Plan 2. Online only.
No stated cap
Bus
8 + 16 YES Rewardz Points per ₹200 — With Subscription Plan 2. Online only.
No stated cap
Flights
4 + 16 YES Rewardz Points per ₹200 — With Subscription Plan 2. Offline only.
No stated cap
Hotels
4 + 16 YES Rewardz Points per ₹200 — With Subscription Plan 2. Offline only.
No stated cap
Bus
4 + 16 YES Rewardz Points per ₹200 — With Subscription Plan 2. Offline only.
No stated cap
Dining & Entertainment
Spend
Rate
Cap
Dining
8 + 16 YES Rewardz Points per ₹200 — With Subscription Plan 2. Online only.
No stated cap
Dining
4 + 16 YES Rewardz Points per ₹200 — With Subscription Plan 2. Offline only.
No stated cap
Bills & Utilities
Spend
Rate
Cap
Utilities
2 YES Rewardz Points per ₹200
No stated cap
Telecom
2 YES Rewardz Points per ₹200
No stated cap
Utilities
2 + 4 YES Rewardz Points per ₹200 — With Subscription Plan 1.
No stated cap
Telecom
2 + 4 YES Rewardz Points per ₹200 — With Subscription Plan 1.
Fuel surcharge waiver — 1% fuel surcharge waiver for fuel transactions between INR 500 and INR 3,000. Total waiver in a statement cycle is capped at INR 125. GST on surcharge is not waived.
Capped at Up to ₹125 per statement cycle.
Waived when transaction amount is at least ₹500, transaction amount is up to ₹3,000.
Redeeming rewards
Flight and hotel bookings — ₹0.25 each
Products and vouchers — ₹0.10 each
Statement credit — ₹0.10 each
Air Maharaja — ₹0.08 each
Benefits
Golf
4 complimentary green fee waivers per year at golf courses in India and 1 golf lesson every calendar month at select golf courses in India.
Movies
Buy 1 Get 1 offer on movie tickets booked on District, with maximum discount up to INR 150 on the second ticket once per calendar month.
Fuel Waiver
1% fuel surcharge waiver for transactions between INR 500 and INR 3,000, capped at INR 125 per statement cycle.
Airport Lounge
1 complimentary domestic lounge visit within India per calendar quarter.
Milestone Benefits
Card page highlights lounge, golf and lifestyle privileges in addition to reward earning.
Eligibility
None
Age Years: 21 to 60
Employment: Salaried
Monthly income: At least ₹50,000
None
Age Years: 21 to 60
Employment: Self Employed
Annual Gross Income: At least ₹7,50,000
Applicants already holding any YES BANK Credit Card are not eligible for this card.
Existing card with this bank: Yes
Sources
Everything above is extracted from the following issuer documents. Where a figure here and
the issuer's page disagree, the issuer's page is authoritative.